/* =============================================
   WiseHealthPlans.com — Shared Stylesheet
   ============================================= */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: #1a202c; background: #fff; line-height: 1.65; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* ── Variables ── */
:root {
  --blue:        #1a56db;
  --blue-dark:   #1044b0;
  --blue-light:  #eff6ff;
  --teal:        #0d9488;
  --teal-light:  #ccfbf1;
  --green:       #16a34a;
  --amber:       #f59e0b;
  --gray-50:     #f9fafb;
  --gray-100:    #f3f4f6;
  --gray-200:    #e5e7eb;
  --gray-400:    #9ca3af;
  --gray-600:    #4b5563;
  --gray-700:    #374151;
  --gray-800:    #1f2937;
  --white:       #ffffff;
  --radius:      12px;
  --shadow:      0 4px 20px rgba(0,0,0,.08);
  --shadow-lg:   0 8px 40px rgba(0,0,0,.13);
}

/* ── Layout ── */
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }
section { padding: 80px 0; }

/* ── Typography ── */
h1 { font-size: 2.8rem; font-weight: 800; line-height: 1.15; }
h2 { font-size: 2.1rem; font-weight: 800; line-height: 1.2; }
h3 { font-size: 1.2rem; font-weight: 700; }
p  { color: var(--gray-600); }

/* ── Navbar ── */
nav {
  position: sticky; top: 0; z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  padding: 0;
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-size: 1.25rem; font-weight: 800; color: var(--blue);
  display: flex; align-items: center; gap: 10px;
}
.nav-logo .logo-mark {
  width: 34px; height: 34px; background: var(--blue);
  border-radius: 8px; display: flex; align-items: center; justify-content: center;
}
.nav-logo .logo-mark svg { width: 20px; height: 20px; }
.nav-logo .brand-name {
  color: var(--blue); font-size: 1.3rem; font-weight: 800;
  letter-spacing: -0.02em;
}
.nav-logo .brand-name span { color: var(--gray-600); font-weight: 600; }
.nav-links { display: flex; align-items: center; gap: 8px; list-style: none; }
.nav-links a {
  font-size: .9rem; font-weight: 500; color: var(--gray-600);
  padding: 8px 12px; border-radius: 8px; transition: background .15s, color .15s;
}
.nav-links a:hover, .nav-links a.active { background: var(--blue-light); color: var(--blue); }
.nav-links .dropdown { position: relative; }
.nav-links .dropdown-menu {
  display: none; position: absolute; top: calc(100% + 4px); left: 0;
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); box-shadow: var(--shadow-lg);
  min-width: 220px; padding: 8px;
}
.nav-links .dropdown:hover .dropdown-menu { display: block; }
.dropdown-menu a {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 12px; border-radius: 8px;
  font-size: .88rem; font-weight: 500; color: var(--gray-700);
}
.dropdown-menu a:hover { background: var(--blue-light); color: var(--blue); }
.dropdown-menu .dm-icon { font-size: 1.1rem; }
.nav-phone {
  color: var(--blue) !important; font-weight: 700 !important;
  font-size: .88rem !important; white-space: nowrap;
}
.nav-phone:hover { background: var(--blue-light) !important; }
.nav-cta {
  background: var(--blue); color: var(--white) !important;
  padding: 10px 20px !important; border-radius: 8px;
  font-weight: 600 !important;
  transition: background .2s !important;
}
.nav-cta:hover { background: var(--blue-dark) !important; color: var(--white) !important; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; }
.hamburger span { width: 24px; height: 2px; background: var(--gray-800); border-radius: 2px; display: block; }

/* ── Buttons ── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 26px; border-radius: 8px;
  font-size: .95rem; font-weight: 700; font-family: inherit;
  cursor: pointer; border: none; transition: all .2s;
}
.btn-primary { background: var(--blue); color: var(--white); }
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(26,86,219,.3); }
.btn-white { background: var(--white); color: var(--blue); }
.btn-white:hover { background: var(--gray-50); transform: translateY(-1px); }
.btn-outline-white { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,.6); }
.btn-outline-white:hover { background: rgba(255,255,255,.1); border-color: var(--white); }
.btn-teal { background: var(--teal); color: var(--white); }
.btn-teal:hover { background: #0b8075; transform: translateY(-1px); }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }

/* ── Section Headers ── */
.section-header { text-align: center; max-width: 620px; margin: 0 auto 56px; }
.section-tag {
  display: inline-block;
  background: var(--blue-light); color: var(--blue);
  font-size: .78rem; font-weight: 700; letter-spacing: .07em;
  text-transform: uppercase; padding: 5px 14px; border-radius: 50px;
  margin-bottom: 14px;
}
.section-tag.teal { background: var(--teal-light); color: var(--teal); }
.section-tag.green { background: #dcfce7; color: var(--green); }
.section-header h2 { margin-bottom: 14px; }
.section-header p { font-size: 1.05rem; }

/* ── Hero (shared) ── */
.page-hero {
  background: linear-gradient(135deg, #1a3c8a 0%, #1a56db 50%, #0d9488 100%);
  color: var(--white); padding: 80px 0 70px;
}
.page-hero h1 { color: var(--white); margin-bottom: 16px; }
.page-hero p { color: rgba(255,255,255,.85); font-size: 1.1rem; max-width: 560px; margin-bottom: 32px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25);
  border-radius: 50px; padding: 6px 16px;
  font-size: .8rem; font-weight: 600; letter-spacing: .04em;
  text-transform: uppercase; margin-bottom: 18px;
}

/* ── Trust Bar ── */
.trust-bar {
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200); border-bottom: 1px solid var(--gray-200);
  padding: 22px 0;
}
.trust-items { display: flex; justify-content: center; flex-wrap: wrap; gap: 36px; }
.trust-item { display: flex; align-items: center; gap: 9px; font-size: .88rem; font-weight: 600; color: var(--gray-600); }
.trust-item .icon { font-size: 1.2rem; }

/* ── Cards ── */
.card {
  background: var(--white); border: 1.5px solid var(--gray-200);
  border-radius: var(--radius); padding: 32px 28px;
  transition: transform .25s, box-shadow .25s, border-color .25s;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: var(--gray-300); }
.card.featured { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,86,219,.1); }
.card-icon {
  width: 50px; height: 50px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; margin-bottom: 18px;
}
.card-icon.blue  { background: var(--blue-light); }
.card-icon.teal  { background: var(--teal-light); }
.card-icon.green { background: #dcfce7; }
.card-icon.amber { background: #fef3c7; }
.card h3 { margin-bottom: 8px; }
.card p  { font-size: .9rem; margin-bottom: 0; }

/* ── Check list ── */
.check-list { list-style: none; margin: 18px 0 24px; }
.check-list li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: .9rem; color: var(--gray-700); margin-bottom: 9px;
}
.check-list li::before { content: '✓'; color: var(--green); font-weight: 700; flex-shrink: 0; margin-top: 1px; }

/* ── Lead Form ── */
.lead-form-card {
  background: var(--white); border-radius: 16px;
  padding: 36px 32px; box-shadow: 0 20px 60px rgba(0,0,0,.2);
  color: var(--gray-800);
}
.lead-form-card h3 { font-size: 1.3rem; margin-bottom: 6px; }
.lead-form-card .sub { font-size: .88rem; color: var(--gray-600); margin-bottom: 22px; }
.form-group { margin-bottom: 14px; }
.form-group label { display: block; font-size: .83rem; font-weight: 600; color: var(--gray-600); margin-bottom: 5px; }
.form-group input, .form-group select {
  width: 100%; padding: 11px 13px;
  border: 1.5px solid var(--gray-200); border-radius: 8px;
  font-size: .93rem; font-family: inherit; background: var(--gray-50);
  color: var(--gray-800); transition: border-color .2s;
}
.form-group input:focus, .form-group select:focus {
  outline: none; border-color: var(--blue); background: var(--white);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.btn-submit {
  width: 100%; padding: 14px; background: var(--blue); color: var(--white);
  border: none; border-radius: 8px; font-size: 1rem; font-weight: 700;
  font-family: inherit; cursor: pointer; margin-top: 4px;
  transition: background .2s, transform .2s;
}
.btn-submit:hover { background: var(--blue-dark); transform: translateY(-1px); }
.consent-check { display: flex; align-items: flex-start; gap: 10px; margin: 14px 0 6px; cursor: pointer; font-size: .82rem; color: var(--gray-600); line-height: 1.5; }
.consent-check input[type="checkbox"] { margin-top: 3px; min-width: 18px; min-height: 18px; accent-color: var(--blue); cursor: pointer; }
.consent-check span { flex: 1; }
.consent-check.field-error span { color: #dc2626; }
.consent-check input.field-error { outline: 2px solid #dc2626; outline-offset: 1px; }
.form-disclaimer { font-size: .72rem; color: var(--gray-400); text-align: center; margin-top: 10px; line-height: 1.5; }
.success-message { display: none; text-align: center; padding: 24px 0; }
.success-icon { font-size: 2.8rem; margin-bottom: 12px; }
.success-message h4 { font-size: 1.2rem; font-weight: 700; margin-bottom: 6px; color: var(--gray-800); }
.success-message p { font-size: .9rem; }

/* ── Multi-step form ── */
.progress-bar {
  width: 100%; height: 6px; background: var(--gray-200);
  border-radius: 50px; overflow: hidden; margin-bottom: 6px;
}
.progress-fill {
  height: 100%; background: linear-gradient(90deg, var(--blue), var(--teal));
  border-radius: 50px; transition: width .35s ease;
  width: 50%;
}
.step-indicator {
  font-size: .75rem; font-weight: 600; color: var(--gray-400);
  text-align: right; margin-bottom: 18px;
}
.form-step { animation: fadeStep .3s ease; }
@keyframes fadeStep { from { opacity: 0; transform: translateX(12px); } to { opacity: 1; transform: translateX(0); } }
.btn-next {
  width: 100%; padding: 14px; background: var(--blue); color: var(--white);
  border: none; border-radius: 8px; font-size: 1rem; font-weight: 700;
  font-family: inherit; cursor: pointer; margin-top: 4px;
  transition: background .2s, transform .2s;
}
.btn-next:hover { background: var(--blue-dark); transform: translateY(-1px); }
.btn-back {
  display: inline-flex; align-items: center; gap: 4px;
  background: none; border: none; color: var(--gray-400);
  font-size: .84rem; font-weight: 600; cursor: pointer;
  font-family: inherit; padding: 0; margin-bottom: 14px;
  transition: color .2s;
}
.btn-back:hover { color: var(--gray-600); }
.field-error { border-color: #ef4444 !important; background: #fef2f2 !important; }
.form-social-proof {
  display: flex; align-items: center; gap: 10px;
  margin-top: 16px; padding: 12px 14px;
  background: var(--gray-50); border-radius: 8px;
  border: 1px solid var(--gray-200);
}
.form-social-proof .proof-avatars {
  display: flex;
}
.form-social-proof .proof-avatar {
  width: 28px; height: 28px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .65rem; font-weight: 700; color: #fff;
  border: 2px solid #fff; margin-left: -8px;
}
.form-social-proof .proof-avatar:first-child { margin-left: 0; }
.form-social-proof .proof-text {
  font-size: .78rem; color: var(--gray-600); line-height: 1.4;
}
.form-social-proof .proof-text strong { color: var(--gray-800); }
.form-phone-alt {
  text-align: center; margin-top: 14px; font-size: .82rem; color: var(--gray-400);
}
.form-phone-alt a { color: var(--blue); font-weight: 600; }

/* ── Steps ── */
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.step { text-align: center; padding: 28px 16px; }
.step-num {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--blue); color: var(--white);
  font-weight: 800; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
}
.step h3 { font-size: 1rem; margin-bottom: 8px; }
.step p { font-size: .87rem; }

/* ── Testimonials ── */
.testi-card {
  background: var(--gray-50); border-radius: var(--radius);
  border: 1px solid var(--gray-200); padding: 28px 24px;
}
.stars { color: var(--amber); font-size: .95rem; margin-bottom: 12px; }
.testi-card blockquote { font-size: .9rem; color: var(--gray-600); font-style: italic; margin-bottom: 18px; }
.testi-author { display: flex; align-items: center; gap: 12px; }
.avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--blue); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: .9rem; flex-shrink: 0;
}
.avatar.teal { background: var(--teal); }
.avatar.green { background: var(--green); }
.testi-name { font-weight: 700; font-size: .88rem; color: var(--gray-800); }
.testi-loc { font-size: .78rem; color: var(--gray-400); }

/* ── FAQ ── */
.faq-list { max-width: 720px; margin: 0 auto; }
.faq-item {
  background: var(--white); border-radius: var(--radius);
  border: 1px solid var(--gray-200); margin-bottom: 10px;
}
.faq-question {
  width: 100%; text-align: left; padding: 18px 22px;
  background: none; border: none; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  font-family: inherit; font-size: .97rem; font-weight: 600; color: var(--gray-800);
}
.faq-toggle { font-size: 1.3rem; color: var(--blue); transition: transform .2s; }
.faq-answer { display: none; padding: 0 22px 18px; font-size: .9rem; color: var(--gray-600); line-height: 1.7; }
.faq-item.open .faq-answer { display: block; }
.faq-item.open .faq-toggle { transform: rotate(45deg); }

/* ── CTA Banner ── */
.cta-banner {
  background: linear-gradient(135deg, #1a3c8a, #1a56db 55%, #0d9488 100%);
  color: var(--white); text-align: center; padding: 80px 0;
}
.cta-banner h2 { color: var(--white); margin-bottom: 14px; }
.cta-banner p { color: rgba(255,255,255,.85); font-size: 1.05rem; margin-bottom: 34px; }
.cta-buttons { display: flex; justify-content: center; gap: 14px; flex-wrap: wrap; }
.cta-qr { display: flex; align-items: center; justify-content: center; gap: 14px; margin-top: 28px; }
.cta-qr-box { background: var(--white); border-radius: 12px; padding: 12px; display: inline-block; }
.cta-qr-box canvas { display: block; }
.cta-qr-label { color: rgba(255,255,255,.9); font-size: .92rem; font-weight: 600; text-align: left; }
.cta-qr-label small { display: block; font-weight: 400; font-size: .78rem; color: rgba(255,255,255,.7); margin-top: 4px; }
.qr-self-enroll { display: flex; align-items: center; gap: 16px; justify-content: center; margin-top: 16px; padding: 16px; border-top: 1px solid var(--gray-200); }
.qr-self-enroll .qr-wrap { background: var(--white); border: 1.5px solid var(--gray-200); border-radius: 10px; padding: 8px; flex-shrink: 0; }
.qr-self-enroll .qr-wrap canvas { display: block; }
.qr-self-enroll .qr-text { text-align: left; }
.qr-self-enroll .qr-text strong { font-size: .88rem; color: var(--gray-800); display: block; margin-bottom: 2px; }
.qr-self-enroll .qr-text span { font-size: .76rem; color: var(--gray-500); }

/* ── Blog Card ── */
.blog-card {
  background: var(--white); border-radius: var(--radius);
  border: 1px solid var(--gray-200); overflow: hidden;
  transition: transform .25s, box-shadow .25s;
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card-img {
  height: 180px; display: flex; align-items: center; justify-content: center;
  font-size: 2.8rem;
}
.blog-card-body { padding: 22px 22px 26px; }
.blog-tag {
  display: inline-block; background: var(--blue-light); color: var(--blue);
  font-size: .75rem; font-weight: 700; letter-spacing: .05em;
  text-transform: uppercase; padding: 3px 10px; border-radius: 50px;
  margin-bottom: 10px;
}
.blog-card-body h3 { font-size: 1rem; margin-bottom: 8px; color: var(--gray-800); }
.blog-card-body p { font-size: .87rem; margin-bottom: 14px; }
.blog-read-more { font-size: .85rem; font-weight: 600; color: var(--blue); display: flex; align-items: center; gap: 4px; }

/* ── Article Page ── */
.article-hero { text-align: left; }
.article-back {
  display: inline-flex; align-items: center; gap: 6px;
  color: rgba(255,255,255,.7); font-size: .85rem; font-weight: 500;
  margin-bottom: 14px; transition: color .2s;
}
.article-back:hover { color: #fff; }
.article-meta {
  display: flex; gap: 20px; font-size: .85rem;
  color: rgba(255,255,255,.7); margin-top: 16px;
}
.article-layout {
  display: grid; grid-template-columns: 1fr 340px; gap: 48px;
  align-items: start;
}
.article-body h2 {
  font-size: 1.5rem; margin: 40px 0 16px; padding-top: 20px;
  border-top: 1px solid var(--gray-200);
}
.article-body h2:first-of-type { border-top: none; padding-top: 0; margin-top: 0; }
.article-body p {
  font-size: .95rem; line-height: 1.8; color: var(--gray-600); margin-bottom: 16px;
}
.article-toc {
  background: var(--blue-light); border-radius: 12px;
  padding: 24px 28px; margin-bottom: 36px;
  border-left: 4px solid var(--blue);
}
.article-toc h4 { font-size: .9rem; font-weight: 700; color: var(--blue); margin-bottom: 12px; }
.article-toc ol { padding-left: 20px; }
.article-toc li { margin-bottom: 8px; }
.article-toc a { font-size: .88rem; color: var(--gray-700); font-weight: 500; transition: color .2s; }
.article-toc a:hover { color: var(--blue); }
.article-faq-section { margin-top: 48px; padding-top: 32px; border-top: 1px solid var(--gray-200); }
.article-faq-section h2 { border-top: none; padding-top: 0; }
.article-cta-box {
  background: linear-gradient(135deg, #eff6ff, #ccfbf1);
  border-radius: 16px; padding: 36px; margin-top: 40px;
  text-align: center; border: 1px solid var(--gray-200);
}
.article-cta-box h3 { font-size: 1.2rem; margin-bottom: 8px; }
.article-cta-box p { font-size: .9rem; margin-bottom: 20px; }
.article-cta-btns { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; }

/* ── Sidebar ── */
.article-sidebar { position: sticky; top: 88px; }
.sidebar-card {
  background: var(--white); border: 1.5px solid var(--gray-200);
  border-radius: 14px; padding: 24px; margin-bottom: 20px;
}
.sidebar-card h4 { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
.sidebar-card p { font-size: .85rem; margin-bottom: 14px; }
.sidebar-subscribe form .form-group { margin-bottom: 10px; }
.sidebar-subscribe form input[type="text"],
.sidebar-subscribe form input[type="email"] {
  width: 100%; padding: 10px 12px; border: 1.5px solid var(--gray-200);
  border-radius: 8px; font-size: .88rem; font-family: inherit;
  background: var(--gray-50); color: var(--gray-800);
}
.sidebar-subscribe form input:focus { outline: none; border-color: var(--blue); background: #fff; }
.sidebar-subscribe .consent-check { font-size: .75rem; margin: 10px 0 8px; }
.sidebar-subscribe .btn-submit { width: 100%; padding: 12px; font-size: .9rem; }
.subscribe-success p { font-size: .88rem; color: var(--green); font-weight: 600; text-align: center; padding: 16px 0; }

/* ── News Subscription Bar (listing page) ── */
.subscribe-bar {
  background: linear-gradient(135deg, #1a3c8a, #1a56db 55%, #0d9488 100%);
  color: #fff; padding: 40px 0;
}
.subscribe-bar-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap;
}
.subscribe-bar-text h3 { color: #fff; font-size: 1.2rem; margin-bottom: 4px; }
.subscribe-bar-text p { color: rgba(255,255,255,.8); font-size: .9rem; }
.subscribe-bar-form { display: flex; gap: 10px; align-items: center; flex-wrap: wrap; }
.subscribe-bar-form input {
  padding: 12px 16px; border: 2px solid rgba(255,255,255,.3); border-radius: 8px;
  background: rgba(255,255,255,.1); color: #fff; font-size: .9rem;
  font-family: inherit; min-width: 180px;
}
.subscribe-bar-form input::placeholder { color: rgba(255,255,255,.5); }
.subscribe-bar-form input:focus { outline: none; border-color: rgba(255,255,255,.6); background: rgba(255,255,255,.15); }
.subscribe-bar-form .btn-subscribe {
  padding: 12px 24px; background: #fff; color: var(--blue);
  border: none; border-radius: 8px; font-size: .9rem; font-weight: 700;
  font-family: inherit; cursor: pointer; transition: all .2s;
}
.subscribe-bar-form .btn-subscribe:hover { background: var(--gray-50); transform: translateY(-1px); }

@media (max-width: 768px) {
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
  .subscribe-bar-inner { flex-direction: column; text-align: center; }
  .subscribe-bar-form { justify-content: center; }
}

/* ── Footer ── */
footer { background: #0f172a; color: var(--gray-400); padding: 56px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 44px; }
.footer-brand .logo { font-size: 1.15rem; font-weight: 800; color: var(--white); margin-bottom: 12px; }
.footer-brand .logo span { color: #7dd3fc; }
.footer-brand p { font-size: .85rem; line-height: 1.75; max-width: 280px; }
.footer-col h4 { font-size: .8rem; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--white); margin-bottom: 16px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a { font-size: .86rem; transition: color .2s; }
.footer-col ul li a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08); padding-top: 22px;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 10px; font-size: .8rem;
}
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a:hover { color: var(--white); }
.footer-disclaimer { font-size: .75rem; color: rgba(255,255,255,.35); margin-top: 16px; line-height: 1.6; }

/* ── ZIP Code Lookup Tool ── */
.zip-lookup {
  max-width: 800px; margin: 0 auto;
  background: var(--white); border: 1.5px solid var(--gray-200);
  border-radius: 16px; padding: 40px 36px;
  box-shadow: var(--shadow);
}
.zip-lookup h3 { font-size: 1.3rem; margin-bottom: 6px; }
.zip-lookup .zip-sub { font-size: .9rem; color: var(--gray-600); margin-bottom: 24px; }
.zip-input-row {
  display: flex; gap: 12px; align-items: flex-end;
}
.zip-input-row .form-group { flex: 1; margin-bottom: 0; }
.zip-input-row .btn { flex-shrink: 0; height: 45px; }
.zip-results {
  display: none; margin-top: 28px;
  animation: fadeStep .3s ease;
}
.zip-results-header {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 20px; padding-bottom: 16px;
  border-bottom: 1px solid var(--gray-200);
}
.zip-results-header .zip-location-icon {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--blue-light); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; flex-shrink: 0;
}
.zip-results-header h4 { font-size: 1.1rem; font-weight: 700; }
.zip-results-header p { font-size: .82rem; color: var(--gray-400); }
.zip-results-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
  margin-bottom: 24px;
}
.zip-result-card {
  background: var(--gray-50); border-radius: var(--radius);
  padding: 18px 20px; border: 1px solid var(--gray-200);
}
.zip-result-card .zrc-label {
  font-size: .75rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .06em; color: var(--gray-400); margin-bottom: 6px;
}
.zip-result-card .zrc-value {
  font-size: 1rem; font-weight: 700; color: var(--gray-800);
}
.zip-result-card .zrc-note {
  font-size: .8rem; color: var(--gray-600); margin-top: 4px;
}
.zip-carriers-list {
  list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin-top: 8px;
}
.zip-carriers-list li {
  background: var(--blue-light); color: var(--blue);
  font-size: .78rem; font-weight: 600;
  padding: 5px 12px; border-radius: 50px;
}
.zip-error {
  display: none; margin-top: 16px; padding: 14px 18px;
  background: #fef2f2; border: 1px solid #fecaca;
  border-radius: 8px; color: #b91c1c;
  font-size: .88rem; font-weight: 500;
}
@media (max-width: 768px) {
  .zip-input-row { flex-direction: column; }
  .zip-input-row .btn { width: 100%; }
  .zip-results-grid { grid-template-columns: 1fr; }
}

/* ── Skip to Content (Accessibility) ── */
.skip-to-content {
  position: absolute; left: -9999px; top: auto;
  z-index: 1000; padding: 10px 20px;
  background: var(--blue); color: var(--white);
  font-weight: 700; font-size: .9rem;
  border-radius: 0 0 8px 8px; text-decoration: none;
}
.skip-to-content:focus {
  left: 50%; transform: translateX(-50%); top: 0;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  section { padding: 60px 0; }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.75rem; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .nav-phone { font-size: .85rem !important; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta-buttons { flex-direction: column; align-items: center; }
}
@media (max-width: 480px) {
  h1 { font-size: 1.7rem; }
  .trust-items { gap: 18px; }
  .steps-grid { grid-template-columns: 1fr; }
}

/* ── Utilities ── */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.bg-gray { background: var(--gray-50); }
.bg-blue-light { background: var(--blue-light); }
.text-center { text-align: center; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-32 { margin-top: 32px; }
.mb-0 { margin-bottom: 0; }
@media (max-width: 768px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}
