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🏠 Your Insurance, Simplified

Find Affordable Health Insurance in Minutes

Compare ACA marketplace plans, short-term coverage, dental, vision, and more. Free quotes from a licensed advisor.

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ACA · Short-Term · Dental · Free · No obligation

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By submitting, you consent to be contacted by a licensed agent via phone, text, or email about insurance options, even if your number is on a Do Not Call list. Consent is not a condition of purchase. Calls may be monitored or recorded. Privacy Policy · Terms

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You're all set!

A licensed advisor will reach out within 1 business day with plans tailored to your needs.

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🏛️ Licensed in 24+ States
💰 $0 Cost to You
🏥 All Major Carriers
4.9/5 Rating

What We Offer

One place for all your health insurance needs. Compare plans and save time.

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ACA / Marketplace Plans

Comprehensive coverage with subsidies available. No denial for pre-existing conditions. Open Enrollment and Special Enrollment Periods.

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Short-Term Health Plans

Flexible 1–36 month plans that start as soon as tomorrow. Lower premiums, no network restrictions, PPO coverage.

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Dental, Vision & More

Protect your smile and eyes. Dental coverage from $20/month, vision plans, hospital indemnity, critical illness insurance.

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Vision Insurance

Affordable eye exams, glasses, and contacts. Most plans cover preventive care 100% with copays on frames and lenses.

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Hospital Indemnity

Accident or illness hospitalization coverage. Pays directly to you, works with any health plan, affordable premiums.

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Critical Illness Insurance

One-time lump sum if diagnosed with cancer, heart attack, stroke, or major surgery. Pays directly to you.

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How It Works

Get the right coverage in three easy steps.

1

Tell Us About You

Share your ZIP code, age, household size, and what you're looking for. Takes just 2 minutes.

2

Compare Plans

Our licensed advisor compares all available plans in your area, calculates subsidies, and explains each option.

3

Enroll With Confidence

Choose your plan and let us guide you through enrollment. Coverage starts on your preferred date.

Health Insurance Plans by State

Select your state to explore ACA marketplace plans, short-term coverage, and more.

We Make Health Insurance Simple

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Licensed Advisors

Real people who know the details. We're trained, certified, and ready to help you find the right plan.

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Always Free

No hidden fees. Our service costs you nothing. We're compensated by insurance carriers at enrollment.

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All Major Carriers

We work with every insurance company that operates in your state. Compare all your options in one place.

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Unbiased Advice

We're independent. We don't favor any carrier — we only recommend plans that fit your needs and budget.

Fast Enrollment

We guide you through the entire process. Coverage can start as soon as next month or even tomorrow with short-term plans.

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Privacy Protected

Your personal information is never sold or shared without your consent. We take data security seriously.

Common Questions

No. Our service is 100% free to you. We're compensated by insurance carriers when you enroll, just like a real estate agent at closing.
ACA Open Enrollment runs November 1 – January 15 each year. Outside that window, you may qualify for a Special Enrollment Period (SEP) if you experienced a major life event like job loss, marriage, or birth. Short-term plans can be purchased year-round.
ACA-compliant plans cannot deny coverage or charge more for pre-existing conditions under the Affordable Care Act. Short-term plans have pre-existing condition waiting periods. We'll help you find the best option for your situation.
ACA marketplace plans typically start the first of the following month if you enroll by the 15th. Short-term plans can start as soon as the next day. Your advisor will explain the timeline for your chosen plan.
We work with all major carriers and offer ACA marketplace plans, short-term coverage, dental, vision, hospital indemnity, critical illness insurance, and more. Enter your ZIP code to see what's available in your state.

Ready to Find Your Best Plan?

Get a free, personalized quote from a licensed advisor — no cost, no commitment.

Ready to enroll on your own?
Scan & goEnroll directly via HealthSherpa