👁️ Vision Insurance

Clear Vision, Clear Savings

An eye exam and new glasses can easily cost $200-$400 without insurance. Vision plans start at just $13/month and cover exams, frames, and lenses — plus LASIK discounts for those ready to go all-in.

Get My Vision Quote → What's Covered?

Get Your Vision Quote

Exams · Glasses · Contacts · LASIK Discounts · Free · No obligation

Step 1 of 2

Who needs coverage?

ZIP Code

Age

First Name

Last Name

Phone Number

By submitting, you consent to be contacted by a licensed agent via phone, text, or email about insurance options, even if your number is on a Do Not Call list. Consent is not a condition of purchase. Calls may be monitored or recorded. Privacy Policy · Terms

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You're all set!

A licensed advisor will reach out within 1 business day with your vision plan options.

Ready to enroll on your own? Scan & goSkip the wait — enroll directly via HealthSherpa

Prefer to call? (844) 585-3339

💰 Plans from $13/Month

👁️ $10 Eye Exam Copay

⚡ No Waiting Period

🔍 LASIK Discounts Available

Coverage

What Vision Insurance Typically Covers

Vision plans from UnitedHealthcare (underwritten by Golden Rule Insurance Company) cover routine eye exams, eyeglasses or contact lenses, and give you access to LASIK discount networks. Most plans have no waiting periods and start covering you immediately.

$10

Eye Exams

Annual comprehensive eye exams with a $10 copay. Kids under 13 and pregnant or nursing women get a second exam per year covered at the same copay.

Refraction · Visual acuity testing · Eye health screening

Included

Eyeglasses

Annual allowance for frames and standard lenses. Choose from thousands of frame styles. Materials like photochromic or tinted lenses may have an additional copay.

Frames · Single vision lenses · Bifocal lenses · Progressive lenses

Allowance

Contact Lenses

Annual allowance for contact lenses in lieu of glasses. Use your full allowance for contacts, or combine with a glasses benefit on some plans.

Standard contacts · Extended wear · Specialty fitting · Exam

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LASIK & Advanced Vision Correction Discounts All plans include access to the QualSight LASIK discount network with over 800 locations nationwide. Get 15-20% off LASIK and other advanced procedures. Covered from day one.

Plan Types

Choosing Your Vision Coverage

Vision plans come as standalone coverage or bundled with dental insurance. Bundling typically saves 10-15% compared to buying plans separately.

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Standalone Vision Plan

Vision-only coverage from UnitedHealthcare. Covers exams, glasses, contacts, and LASIK discounts. Perfect if you already have dental coverage elsewhere.

Lower premium

Full vision coverage

LASIK discounts included

No dental benefits

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Vision + Dental Bundle

Combine vision and dental coverage into one plan. Save on your combined premium and get comprehensive eye and teeth protection from one carrier.

Save 10-15%

Single carrier

Complete oral health coverage

Bundle commitment

Who It's For

Vision Insurance Makes Sense If You…

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Wear Glasses or Contacts

If you get new glasses or contacts every 1-2 years, your plan pays for itself. The annual allowance alone saves you hundreds.

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Have School-Age Children

Kids need eye exams every year, and many schools require current vision documentation. Coverage keeps everyone seeing clearly and prevents hidden vision problems.

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Considering LASIK

Even if you don't need coverage now, LASIK discount networks save you thousands on corrective surgery when you're ready.

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Lost Employer Vision Benefits

Changed jobs and lost group vision coverage? Individual plans are affordable and available to enroll in immediately.

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Have Eye Health Concerns

Regular eye exams catch glaucoma, macular degeneration, and other conditions early. Coverage makes preventive care routine.

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Want Predictable Vision Care Costs

Rather than surprise bills at the optometrist, lock in low copays and allowances. Know exactly what eye care will cost.

FAQ

Vision Insurance Questions Answered

Is there a waiting period for vision insurance?+

Most vision plans have no waiting period and coverage starts immediately on your effective date. Eye exams and routine services are covered from day one. Some plans may exclude specific services like LASIK or specialty contacts initially, but standard vision coverage is immediate.

Does vision insurance cover LASIK surgery?+

Standard vision insurance does not cover LASIK as a procedure. However, many plans offer access to LASIK discount networks like QualSight, where you can get 15-20% off the full LASIK cost at participating facilities. Our plans include these discounts as a benefit.

Can I choose glasses or contact lenses, but not both?+

Yes. Vision plans give you an annual allowance for either glasses or contact lenses. You can use your full allowance for contacts if you prefer, or split between frames and lenses. Some plans offer a modest allowance for both if you use contacts and also need backup glasses.

Can I keep my current eye doctor?+

With most vision networks, yes. Plans cover both in-network and out-of-network providers, though in-network copays are lower. Check whether your preferred eye doctor or optometrist is in the network before enrolling — your advisor can verify this.

What's the difference between Standalone Vision and Vision + Dental Bundle?+

A standalone vision plan covers only eye care. Bundling vision with dental gives you both benefits at a combined rate, usually saving 10-15% versus buying them separately. If you need both, bundling is almost always the better value.